Never Buy Resale, Purchase Wholesale or Discounted

Some of the best places to purchase products wholesale are on sites such as;
Alibaba.com
Temu.com
and so on,
other resources to purchase discounted are auctions, below are some of the best auction sites;
www.sierraauction.com | a Gov deals Marketplace
www.WilliamsAuction.com | Real Estate Auctions
www.auctions.godaddy.com | For Digital Real Estate Domain Names
https://hibid.com/texas (“or whatever state you’re in”)
www.appleauctioneeringco.com
www.hubzu.com | Real Estate

Higher End
www.Sothebysmotorsport.com
www.ten-x.com

Bank on the Government

Get Government Security Clearance either have to be sponsored or be in the military
Go to Clearancejobs.com
Search for ability to obtain
Learn basic tech skills
Get a certificate for these skills
Add certs to resume start applying for positions
Be great at what you do show up and show out

Ofhl Weekly

Markets:

  • NASDAQ
  • NYSE
  • S&P 500
  • Small Caps
  • Private Markets

Recap on the week:

What this means for the week to come?

Calendar:

rss feed of financial events from; Fed meetings, to reports such as CPI, Jobs Reports, etc. Webinars, meetings, events in the Financial Literacy world.

Job Market:

Recap:

What this means for the week to come?

Real Estate Market:

Recap:

What this means for the wek to come?

Personal Finance Tips, Tricks, and Hacks:

Business Development Tips:

Family Banking

Setup a Family Trust,
Start a Family Non Profit Foundation
Hire Your Children as Employees of your for profit business pay them up to $14,600 yearly tax free, which can then be matched with a Custodial ROTH, put into a HYSA
Incorporate a business for each child
Leverage the businesses credit to purchase income generating assets.

OFHLONLINE Weekly Oct 4

What Does It Mean to be Financially Independent Today?

In the new era of the gig economy, A.I, everythong on demand, and video therapist, it probably seems like more people are closer to the goal than ever before, contrary to this belief, even though more peoples quality of lives have improved compared to our counterparts 100 years ago, many of us still seem to be slaves to our possessions. “He who possesses is owned by those possessions.” The ole adage rings so true today, as even though everything is that much more convenient and requires less physical demand than in the past, we put in 10 to 12 hour days to simply stay aflot. This is absolutely not Financial Independence, especially what our community here at OFHLONLINE is cultivating. Financial Independence for us today, means having secured our Magic numbers, or close to it, aware of our networth, and our credit scores at all times, while not actually concerning ourselves with either. For more infor on the Financially Independent Mindset Read More..

The Markets

As the week comes to a close the volatility of the stock markets continue:

S&P 500 Close:

NYSE Close:

NASDAQ Close:

Labor Market

You may or may not know as there has been little to no media coverage over it, but the Longshore Union from Texas to Washington State, have went on strike. The labor dispute stems from the union’s concerns over technology replacing human workers and demands for higher pay. USMX said Monday its latest offer would increase wages by nearly 50 percent — but that wasn’t enough for the union, which has released numbers suggesting it wants close to 60 percent raises. The last time the longshore workers took to the picket line at East and Gulf Coast ports was in 1977. USMX says the now-expired contract covered about 25,000 employees. The country’s largest name-brand retailers like Costco and Walmart are managing to accelerate shipments or reroute to West Coast ports, and consumers likely won’t see a major dearth of basic items if the strike resolves within days or even a few weeks. But if the strike persists for more than a month, consumers could face shortages and price hikes for a wide range of goods. Smaller retailers and certain sectors won’t be so lucky. This will surely impact goods, being imported and transported around the country. Just an FYI, you may want to stock up now, as there is no telling how long this will last.

Real Estate Market

Personal Credit Tips, Tricks, and Hacks

Here aasre

Business Tips

Data Request Guide

This is the first step of a four-step process to request, freeze, and essentially remove your personal information from within data broker, credit reporting, and password exposure services.
1. Data Request Guide
2. Credit Freeze Guide
3. Data Removal Guide
4. Credential Exposure Removal Guide

Credit Reports
A free credit report will identify all your current open accounts as well as any potential fraudulent activity. The only official government-supported and truly free credit report website is at AnnualCreditReport.com. This website allows you to view your credit report, without any fee, once yearly from each of the three largest credit reporting agencies.

Service: Equifax
website: https://www.annualcreditreport.com
contact: 877-322-8228
Notes: Complete the online request.

Service: Experian
website: https://www.annualcreditreport.com
contact: 877-322-8228
Notes: Complete the online request

Service: TransUnion
website: https://www.annualcreditreport.com

Contact: 877-322-8228
Notes: Complete the online request

Minor tier reports
Minor credit-reporting agencies are not represented on annualcreditreport.com You will need to visit each service if you would lika a coppy of their profile of your credit. This is not difficult, but it can be time consuming. At the time of this writing, there are nine additional agencies which are being considered during your application for credit. You should identify the data include within each and correct any errors which could impact your overall credit profile.

Service: Chex
website: https://www.chexsystems.com
contact: 800-428-9623
Notes: Complete the onlilne request

Service CoreLogic Credco
website: https://www.credco.com
contact: 800-637-2422
Notes: Call to request your report

Service: Innovis
website: https://www.innovis.com
contact: 800-540-25-5
Notes: complete the online request

Service: LexisNexis
website: https://consumer.risk.lexisnexis.com/request
contact: 888-497-0011
Notes: Complete the online request

Service: MicroBilt Connect
website: https://microbiltconnect.com/consumer-affairs
contact: 888-222-7621
Notes: Complete the online request

Service: NCTUE
website: https://www.nctue.com
contact: 866-349-5185
Notes: Call to request your report

Consumer Reports
There is a fine line between the previous “minor” credit reporting agencies and the following consumer reporting organizations. The previous options will have more influence toward approval for lines of credit, while the following aim to know more about you as a person.. These services will be used to screen potential employment candidates, rental occupants, and insurance beneficiaries.

Service: A-Plus Property
Type of Report: insurance Screening
website: https://fcra.verisk.com/#/
contact: 800-627-3487
Notes: Complete the online request

Service: Accurate Background
Type of Report: Employment Screening
website: https://www.accurate.com/my-background-check/
contact: 800-784-3911
Notes: Filing online requirees an account, calling does not

Service: AccuSourceHR
Type of Report: Employment Screening
website: https://www.accusourcehr.com/resources/applicant-resources/request-copy-of-your-report/
contact: 888-649-6272
Notes: Complete the online request

Service: ADP Screening
Type of Report: Employment Screening
website: https://www.adpselect.com/login/
contact: 800-367-5933

Service: AmRent
Type of Report: Rental Screening
website: None
contact: 888-898-6196
Notes: Call to request your report

Service: AppFolio
Type of Report: Rental Screening
website: https://www.appfolio.com/consumer
contact: 866-359-3636
Notes: Complete the online request

Service: Asurint
Type of Report: Rental Screening
website: https://www.asurint.com/candidates/request-a-copy
contact: 800-906-204
Notes: Complete online request

Service: Background Checks
Type of Report: Employment Screening
website: none
contact: 866-265-6602
Notes: Call to request your report

Service: CCC Verify
Type of Report: Employment Screening
website: None
contact: 855-901-3099
Notes: Call to request your report

Service: Certegy
Type of Report: Financial Histroy
website: https://www.askcertegy.com/FACT.jsp
contact: 800-237-3826
Notes: Call to request your report

Service: Checkr
Type of Report: Employment Screening
website: https://candidate.checkr.com/view#login
contact: 844-824-3257
Notes: Complete the online request

Service: CIC
Type of Report: Rental Screening
website: https://www.cicreports.com/consumer-assistance/
contact: 888-316-4242
Notes: Completet the online request

Service: Csive
Type of Report: Employment Screening
website: https://www.cisive.com/request-a-copy-of-my-report
contact: 855-881-0716
Notes: Complete your request online

Service: Clarity Services
Type of Report: Financial History
website: https://consumers.clarityservices.com/reports
contact: 866-390-3118
Notes: Complete online request

Service: CoreLogic Rental Property Solutions
Type of Report: Rental Property Screening
website: None
contact: 888-333-2413
Notes: Call to request your report

Service: CoreLogic Teletrak
Type of Report: Financial History
website: corelogic.com/support/teletrack-consumer-assistance
contact: 800-729-6981
Notes: Complete your request online

Service: CrossCheck
Type of Report: Financial History
website: https://www.cross-check.com/consumers-check-writers
contact: 800-843-0760
Notes: Ccomplete online request

Service: DataX
Type of Report: Financial History
website: https://consumers.dataxid.com/annualCreditReport
contact: 800-295-4790
Notes: Complete the online request

Service: DISA
Type of Report: Employment Screening
website: https://disaworks.disa.com/#/background-request/request-copy
contact: 281-673-2400
Notes: Complete online request

Service: Drivers History
Type of Report: Insurance Screening
website: https://www.drivershistory.com/support-fcra-disclosure-statement
contact: 855-694-1555
Notes: Call to request your report

Service: Early Warning
Type of Report: Financial History
website: https://www.earlywarning.com/consumer-informatoin
contact: 800-745-1560
Notes: Complete the online request

Service: EmpInfo
Type of Report: Employment Screening
website: None
contact: 800-274-9694
Notes: Call to request your report

Service: ExperianRentBureau
Type of Report: Rental Screening
website: https://www.experian.com/rentbureau/rental-payment
contact: 877-704-4519
Notes: Complete the online request

Service: FactorTrust
Type of Report: Financial History
website: https://www.factortrust.com/consumer/ReportRequest.aspx
contact: 844-7733321
Notes: Service: Complete the online request

Service: First Advantage
Type of Report: Employment Screening
website: https://fadv.com/candidates/free-report/
contact: 800-845-6004
Notes: Call to request your report

Service: GIS/hireRight
Type of Report: Employment Screening
website: https://www.hireright.com/legal/do-not-sell-my-personal-information
contact: 866-265-4917
Notes: Call to request your report

Service: Global payment
Type of Report: Financial History
website: https://www.globalpayments.com/about-us/contact-us/facta
contact: 800-638-4600 x 410
Notes: Call to request your report

Service: info Cubic
Type of Report: Employment Screening
website: https://infocubic.com/resources/applicant-resources
contact: 303-220-0169
Notes: Call to request your report or complete online request

Service: Insurance information Exchange
Type of Report: Insurance Screening
website: https://www.verisk.com/siteassets/iix/downloads/fcrarelease.pdf
contact: 800-683-8553
Notes: Complete online request

Service: IntelliCorp
Type of Report: Employment Screening
website: https://consumer.intellicorp.net/
contact: 866-202-1436
Notes: Complete the request online

Service: MIB
Type of Report: Medical history
website: https://www.mib.com/request_your_record.html
contact: 866-692-6901
Notes: Complete online request

Service: Milliman intelliScript
Type of Report: Medical History
website: https://www.rxhistories.com/for-consumers/
contact: 877-211-4816
Notes: Complete online request

Service: NCC
Type of Report: Financial History
website: https://www.nccreports.com/index.php?request
contact: 800-421-2168
Notes: Complete online request

Service: OPENonline
Type of Report: Employment Screening
website: https://services.openonline.com/Pages/Compliance/RequestInformation.aspx
contact: 888-381-5656
Notes: Complete online request

Service: People Facts
Type of Report: Employment Screening
website: https://peoplefacts.com/get-your-report/
contact: 800-600-8999
Notes: Complete online request

Service: Pre-Employ
Type of Report: Employment Screening
website: None
contact: 800-300-1821 extension 139
Notes: Call to request your report

Service: Real Page
Type of Report: Rental Screening
website: https://www.realpage.com/support/consumer/
contact: 866-934-1124
Notes: Complete the online request

Service: RentGrow
Type of Report: Rental Screening
website: https://www.rentgrow.com/learn-how
contact: 800-898-1351
Notes: Complete the online request

Service: Retail Equation
Type of Report: Shopping Return History
website: https://www.theretailequation.com
contact: 800-652-2331
Notes: Call and request a Return Activity Report from DL number(s).

Service: SafeRent
Type of Report: Rental Screening
website: https://saferentsolutions.com/request/
contact: 888-333-2413
Notes: Complete the online request

Service: Screening Reports
Type of Report: Rental Screening
website: None
contact: 866-389-4042
Notes: Call to request your report

Service: Social Intelligence
Type of Report: Employment Screening/Social Networks
website: https://www.socialintel.com/privacy-policy
contact: 888-748-3281
Notes: Call to request your report

Service: Sterling
Type of Report: Employment Screening
website: None
contact: 888-889-5248
Notes: Call to request your report

Service: TALX
Type of Report: Employment Screening
website: https://employees.theworknumber.com/employment-data-report
contact: 866-604-6507
Notes: Complete online request

Service: TaxCreditCo / uConfirm
Type of Report: Employment Screening
website: None
contact: 855-931-2792
Notes: Call to request your DSAR report

Service: TeleCheck
Type of Report: Financial History
website: https://getassistance.telecheck.com/consumer-file-report/
contact: 800-366-2425
Notes: Complete the online request

Service: TransUnion Rental Screening
Type of Report: Rental Screening
website: None
contact: 866-775-0961
Notes: Call to request your report

Service: Truework
Type of Report: Employment Screening/Income Verification
website: https://app.truework.com/letter
contact: 833-878-3967
Notes: Complete online form only if your employer has an account

Service: Universal Backgound Screening
Type of Report: Employment Screening
website: None
contact: 877-263-8033
Notes: Call to request your report